Every one wishes to keep track of their expenses. But no one does! That’s the reality.

The credit card  companies send u the monthly report, which u barely giv a damn luk @ em. But then wats th use of those emailsin th form of pdf u get from thm. Do u learn something from that! Does it giv an alarm to ur expenditure!! Do u realize patterns where u are spending much!?!?!? Nothing.. Th data that’s given to u, gets cluttered in ur inbox!
I jus had an idea..which I usually do!!!

Y not the data from the credit card providers or the bank people in some standard format which users can import to their application n do some analysis on the same. The best format I could imagine is XML! Am so much in to MS technologies tat I think my apps in them. If u hav any thing else in ur mind then plz do let me know. N we can come to a consensus on the format the user is gona get.

Now the data is available in a format which the apps can consume and analyze. Anything can be done. The best I would suggest is to.. Jus get th data in to MS Money. I havent used this app much but this should incorporate most of the functionalities. Provide charts and stuff. And if we could improve the app a lil bit more. Then we can understand the items bought by the user from the keywords tat come along wit the transaction.
A transaction can be specific like u fill gas for ur vehicle, and it can also be super generic that it says u bought stuff from the multi store. The article could be a collection of diversified items. Until u say the amount of milk cartons  u hav bought, we can never keep track of ur expenditure in individual items.

But still the data coming from the bank can be interpreted to understand whr things hav gone wild/crazy/ wrong.
And u still hav the chance of manually keying in the expenses, to make the app more perfect n precise.

This will not jus increase the usage of the MS money, but help every individual to understand his expense.

We can also write our own apps to handle the data, N hav customized solutions.

Th other possibility, if u are lil cautious on storing crucial data on the desktop n analyzing th same! Then y not have a web interface for th MS money. One more suggestion would be the bank provider having a tight bond with the application. Th demerit would be its tied to one or more accounts with in the same bank! If u wana work out wit accounts coming from different banks! Then we should think of a difrnt patch for the same ;)
 

i recently came across this passage, writen by one of th gr8 indians.. whose achievements are noteable.

but i definitely hav a difrnt opinion on wat he has said... jus thought to publish this in my blog, coz.. i feel many wil think abt it, aftr reading thro it. th text, is lenghy stil i wish to paste it as its.. jus to give th entire msg! :) .. th text goes like, "Letter from ---on working late.

PLEASE READ & THINK.......
----- 's views on staying late in the office


To: Dear All,


It's half past 8 in the office but the lights are still on... PCs still running, coffee machines still buzzing... and who's at work? Most of them??? Take a closer look... All or most specimens are ??-something male species of the human race... Look closer... again all or most of them are bachelors... and why are they sitting late? Working hard? No way!!! Any guesses??? Let's ask one of them... Here's what he says... "What's there 2 do after going home... here we get to surf, AC, phone, food, coffee.. that is why I am working late... importantly no bossssssss!! !!!!!!!!! This is the scene in most research centers and software companies and other off-shore offices. Bachelors "time-passing" during late hours in the office just bcoz they say they've nothing else to do... Now what r the consequences. .. read on... "Working"(for the record only) late hours soon becomes part of the institute or company culture. With bosses more than eager to provide support to those "working" late in the form of taxi vouchers, food vouchers and of course good feedback,(oh, he's a hard worker... goes home only to change..!!). They aren't helping things too... To hell with bosses who don't understand the difference between "sitting" late and "working" late!!! Very soon, the boss start expecting all employees to put in extra working hours. So, My dear Bachelors let me tell you, life changes when u get married and start having a family... office is no longer a priority, family is... and that's when the problem starts... becoz u start having commitments at home too. For your boss, the earlier "hardworking" guy suddenly seems to become a "early leaver" even if u leave an hour after regulartime. .. after doing the same amount of work. People leaving on time after doing their tasks for the day are labeled as work-shirkers. .. Girls who thankfully always (its changing nowadays... though) leave on
time are labeled as "not up to it". All the while, the bachelors pat their own backs and carry on "working" not realizing that they r spoiling the
work culture at their own place and never realize that they wuld have to regret at one point of time.
* So what's the moral of the story?? *
* Very clear, LEAVE ON TIME!!! * Never put in extra time " *unless really needed *" * Don't stay back un-necessarily and spoil your company work culture which will in turn cause inconvenience to you and your colleagues. There are hundred other things to do in the evening..
Learn music... Learn a foreign language... try a sport... TT, cricket..... .... importantly Get a girl friend or gal friend, take him/her around
town... * And for heaven's sake net cafe rates have dropped to an all-time low (plus, no fire-walls) and try cooking for a change.

Take a tip from the Smirnoff ad: *"Life's calling, where are you??"* Please pass on this message to all those colleagues And please do it
before leaving time, don't stay back till midnight to forward this!!!
ITS A TYPICAL INDIAN MENTALITY THAT WORKING FOR LONG HOURS MEANS VERY HARD WORKING & 100% COMMITMENT ETC.
PEOPLE WHO REGULARLY SIT LATE IN THE OFFICE DON'T KNOW TO MANAGE THEIR TIME

 

Pay th bachelor more.. alow him 2 wrk frm any whr.. n jus to meet dead lines. Giv th bachelor enough money to realize tat he could afford th food outside, help him get a AC @ home itself, giv him enough cash to make coffee @ home!

Giv him things, while taking things frm him.. then u needn say.. he wil hav other jobs automatically.. he might even finish th job on th earliest to say a HI to th Calling LIFE/WIFE { of course, ur smirn off style!)

Wish ppl understand th underlying shity truth.. no bachelor wants to sleep in th chair tat too in th company!

n one more, i felt abt it is, i felt as such, its th effect of a new energy/resource saving policy of th company.. which has made him write this ;)